Two Public Projects Could Mean Business for Radcliff Contractors

13 Nov

By: Radcliff Local Business Network

Two Public Projects Could Mean Business for Radcliff Contractors

By T.W. Shortt

Small-business opportunities sometimes appear in the least glamorous part of the newspaper: the legal notices.

Two recent announcements—one from Hardin County Fiscal Court and another from the City of Radcliff—deserve attention from local contractors, tradespeople, and suppliers. Both involve public improvement projects that could translate into paid work for businesses in our community.

Hardin County Animal Shelter Kennel Improvements

Hardin County Fiscal Court is requesting bids for Animal Shelter Kennel Improvements.

Depending on the specifications, the project could offer opportunities for businesses providing kennel systems, fencing, concrete work, construction materials, or installation labor. These are potential connections; interested businesses must obtain the bid documents to determine exactly what is required.

Bids must be received by November 30, 2026, at 10:00 a.m. Eastern time at the Office of the Judge/Executive, Hardin County Government Center, 150 N. Provident Way, third floor, Elizabethtown, KY 42701.

The notice requires a sealed envelope prominently marked “Sealed Bid for: Animal Shelter Kennel Improvements.”

Direct questions to John Bowen, Buildings & Grounds Supervisor, at jbowen@hardincountyky.gov.

Saunders Springs Storage Tank Roof Installation

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Before You Bid at the Courthouse, Know What You are Buying

12 Nov

An auction price is only the beginning of the calculation.

By T.W. Shortt, CRB®, CRS®, Principal Broker

REALTY WORLD® Knox Realty Group, LLC — The Fort Knox Office™

A foreclosure notice catches your attention. The property is in Radcliff, Elizabethtown, Vine Grove, or Rineyville—in a neighborhood you know. You begin wondering whether this could be your next home or rental investment.

Before you decide what to bid, determine what you would be buying and what obligations could follow.

Four decades in real estate and property management have reinforced a practical lesson: the purchase price is only one part of a property’s cost. Repairs, financing, carrying expenses, and unresolved legal questions belong to the calculation.

Start with the court order

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One More Afternoon With Dad: A Veterans Day Tribute

11 Nov

Veterans Day, November 11, 2026

By T.W. Shortt

I was in Army basic training when my father was hospitalized for his mental health. I was just learning how to be a soldier. The man we had counted on all our lives needed somebody to take care of him, and I was away from home.

Dad had served as a U.S. Navy corpsman in World War II. He had gone to war to care for other people. Years later, when he needed care himself, I didn’t know how to talk to him about it. I was young, I was worried, and I wanted my dad to be all right.

Dad did recover. I was grateful then, and I’m grateful now. But I wish that after he got better, I’d found the words to ask him what he’d been through.

Growing up in Copeland Park in Hampton, Virginia, I knew Dad as the man who got up and went to work to provide for us. After the war, my parents had settled in their hometown of LaGrange, Georgia. When work was scarce, they moved the family to Newport News, where Dad found a job in the defense industry. He later went to work for the Chesapeake & Ohio Railway and stayed there until he retired.

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The Buyer Walks Away. Who Gets the Earnest Money?

9 Nov

By T.W. Shortt, CRB®, CRS®, Principal Broker, REALTY WORLD® Knox Realty Group, LLC — The Fort Knox Office™

The closing is tomorrow. The seller has packed, scheduled the movers, and made plans for the sale. Then the buyer calls to say they are backing out and wants the earnest money returned. The listing agent relays the seller’s position: “My client will sign the release if the deposit goes to the seller.”

In forty years in real estate, I have seen this situation many times in Kentucky. I have also seen earnest money sit in a broker’s escrow account for years after the deal fell apart. The sale was over in every practical sense, but the dispute over the deposit was still open.

Was the buyer in default?

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Two Fort Knox Projects Mean Opportunity—Will Local Businesses Be Ready?

8 Nov

Every Fort Knox project creates opportunities for local contractors, suppliers, and workers. Let’s connect local businesses with these projects, compete for the work, and keep more of that investment in our community.

By T.W. Shortt

Former Radcliff City Council Member, retired U.S. Army veteran, and longtime Radcliff business owner

Two construction opportunities at Fort Knox deserve the attention of contractors, suppliers, and economic-development leaders throughout Radcliff and Hardin County.

The first is a major roof-replacement project at the Bluegrass Challenge Academy, located at 114 Conroy Avenue on Fort Knox.

According to Kentucky’s Division of Engineering and Contract Administration, the project will remove the existing roof down to the deck and install new insulation, gypsum cover board, and a two-ply modified-bitumen roofing system. The work also includes new gutters, downspouts, coping caps, flashing, and related components.

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Radcliff Local Business Network Launches to Connect Businesses and Strengthen the Local Economy

8 Nov

RADCLIFF, Ky. — The Radcliff Local Business Network launched today at www.RadcliffLocal.com, providing a community resource dedicated to promoting local businesses, welcoming new enterprises, and building stronger connections among Radcliff business owners.

At launch, the website contains 368 listings for businesses, service providers, and other local organizations. Business owners can submit a new listing, request corrections to an existing entry, and help keep the directory accurate and useful.

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Property Management: Other People’s Money, Other People’s Homes

7 Nov

By T.W. Shortt, CRB®, CRS®, Broker, REALTY WORLD Knox Realty Group, LLC, Fort Knox Office.

Property management means accepting responsibility for someone else’s investment, money, and home. That responsibility demands professional oversight and full legal compliance.

Our four decades of property-management experience have reinforced the importance of honest advertising, clear agreements, accurate accounting, dependable maintenance, and consistent communication. These are everyday obligations.

A proposed $49.75 million settlement involving Progress Residential, its owner Pretium Partners, the Federal Trade Commission, and four states shows what can happen when those obligations allegedly go unmet.

Progress manages more than 90,000 single-family rental homes across 17 states. The government alleges hidden mandatory fees, deceptive rental pricing, misleading representations about property conditions, improper security-deposit deductions, and restrictions on negative reviews.

The companies neither admit nor deny the allegations, subject to specified exceptions. The proposed settlement requires court approval.

The advertised rent should tell families what they must pay.

The FTC alleges mandatory charges pushed actual monthly costs typically $30 to $330 or more above advertised rent. Families deserve that information before paying application fees or committing a move.

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Behind the Gates: Fort Knox’s School Project Could Strengthen Our Local Economy

6 Nov

By T.W. Shortt

Former Radcliff City Council Member, retired U.S. Army veteran, and longtime Radcliff business owner

Many area residents may not fully appreciate that behind the gates of Fort Knox is another thriving economy—one that functions much like a small American town.

Fort Knox has housing, schools, shopping, restaurants, fitness centers, recreation, medical services, churches, public works, police and fire protection, transportation, and maintenance operations.

At times, the installation resembles a movie set depicting small-town America: orderly neighborhoods, public buildings, athletic fields, and families going about their daily lives—without many of the visible street-crime concerns associated with civilian communities.

My connection to Fort Knox is both personal and professional. I served there during my Army career, and today REALTY WORLD® Knox Realty Group, LLC—The Fort Knox Office™ is located just outside the installation, only a few feet from the Wilson Road gate.

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Buying In Hearthstone? What to Know About the HOA Before You Tour

5 Nov

Part 2 of the TW Shortt Reports series on homeowners’ associations

By T.W. Shortt, CRB®, CRS® | Principal Broker, REALTY WORLD® Knox Realty Group, LLC — The Fort Knox Office™

If you are shopping for a new home near Fort Knox, Hearthstone is worth a visit. As you walk through a model, picture how you would use the house and yard. Would you like a fence for the dog? Where would you keep your camper? How much do you value an association that maintains shared property? Hearthstone’s recorded covenants help you answer those questions before you choose a home.

Radcliff has had HOAs for years

At Hilltop Terrace, a Masters Street listing described dues that helped pay for a neighborhood pool and tennis court. Hardin County land records name that association as early as 2011, and the Vineland Park Homeowners Association was incorporated in 2005. Hearthstone gives today’s buyers a newer local example.

When I first visited Hearthstone, even the sales representative described it as being in Elizabethtown. Fischer Homes markets the development under Elizabethtown, while individual listings on Hearthstone Lane show Radcliff addresses. One sold listing reported HOA dues of $25 a month. Ask for the current amount when comparing homes.

What buyers may welcome

The association maintains common property, including landscaping and improvements, subject to budget limits and the board’s reasonable judgment. Owners maintain their own lots. The declaration animal provision allows household pets, and its limits on hotel or transient uses may appeal to buyers who prefer fewer short-stay turnovers. (§§ 8.1–8.2, 10.6, 10.10)

A few rules to check before you buy

  • Sheds and above-ground pools are prohibited. An in-ground pool, hot tub or sauna requires advance approval. (§§ 10.9, 10.20)
  • Fences and exterior paint color changes require prior written approval. The developer may also specify fence styles. (§§ 9.2, 10.18)
  • Campers, boats, and trailers must be stored in an enclosed structure, out of view. The board may permit occasional parking. (§ 10.11)

Thinking about Hearthstone or another neighborhood near Fort Knox?

Call REALTY WORLD® Knox Realty Group at 270-319-3212. Tell us what matters most to you, whether that is a fenced yard, a shorter drive to Fort Knox, or a home without HOA dues. We can arrange a tour at Hearthstone, help you compare it with other new construction and resale homes in Radcliff and across Hardin County, and help you get the HOA documents for the property you are considering.

If Hearthstone is on your list, call us before your first model-home visit. We can explain how buyer representation works, accompany you on the tour, and help you ask questions that matter before you pick a lot or sign a contract.

Hearthstone’s declaration was recorded August 17, 2026, in Hardin County Deed Book 1605, pages 1127–1165. Ask for any later amendments or separately issued rules that apply to the lot.

Brokerage Disclosure
REALTY WORLD® Knox Realty Group, LLC does not hold the listings for the Hearthstone homes discussed in this article and does not represent Fischer Homes or the developer. These homes are publicly marketed. Our brokerage can represent prospective buyers under a separate buyer representation agreement.

Realty World Knox Realty Group, LLC

Your Home, Their Rules? What Hardin County Buyers Should Know About HOAs

3 Nov

You own the house—but what obligations come with the deed?

By T.W. Shortt, CRS®, CRB®, Principal Broker

REALTY WORLD Knox Realty Group, LLC — The Fort Knox Office™

Your Home, Their Rules? What Hardin County Buyers Should Know About HOAs

You own the house—but what obligations come with the deed?

By T.W. Shortt, CRS®, CRB®, Principal Broker

REALTY WORLD Knox Realty Group, LLC — The Fort Knox Office™

Hearthstone, the new community on the south end of Radcliff, offers a timely reason to discuss homeowners’ associations—and understand exactly what you are buying.

It also illustrates how easily confusion begins.

During an early visit, a sales representative told me the development was in Elizabethtown. Hearthstone is in Radcliff, although its Elizabethtown mailing address can create a different impression. Fischer Homes’ Hearthstone community page also markets the neighborhood under Elizabethtown.

A mailing address does not establish municipal boundaries. Buyers should understand which city governs their property, and which private restrictions govern its use.

That brings us to another misunderstanding: HOA membership and fee-simple ownership are not competing forms of ownership.

You Can Have Both

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